Browse Credit Stories

University of Georgia Professor Cesar Escalante has been awarded the 2022 Ketchum Prize — the FINRA Investor Education Foundation’s (FINRA Foundation) highest honor — in recognition of his pioneering research and advocacy to advance financial inclusion and alleviate racial and gender bias in agricultural lending.

Since launching Silo Springs Ranch in 2020, Audrey Gravelle and her husband have jumped many hurdles associated with starting a farm. They’ve found a meat processor, formed a limited liability company and marketed the finished product — in this case, grass-fed and finished cattle that is processed locally and sold directly to customers in Georgia. Starting a farm or agribusiness is more complicated than often realized — and comes with plenty of risk.

Using fertilizer to increase crop yields in sub-Saharan Africa may seem like a logical choice, but farmers in rain-fed areas must also weigh the potential for low rainfall or excess heat during the growing season.

Two University of Georgia Cooperative Extension offices in rural counties in north and south Georgia are helping 4-H’ers realize the importance of financial literacy.